Terms of Service


Effective Date: May 26, 2026


Welcome to Willow Oak Advisors (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website and any services, information, or content provided through the website.


By accessing or using this website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use this website.


Use of Website


You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website.


You may not:


Use the website for fraudulent or unlawful purposes

Attempt to gain unauthorized access to the website or its systems

Introduce viruses, malware, or harmful code

Copy, reproduce, or exploit website content without written permission

Use automated systems to scrape or collect data from the website

No Financial or Legal Advice


The information provided on this website is for general informational purposes only and should not be considered financial, legal, tax, or investment advice.


Use of this website does not establish an advisor-client relationship between you and Willow Oak Advisors.


You should consult directly with qualified professionals before making financial, legal, tax, or investment decisions.


Advisory Services


Any professional advisory services provided by Willow Oak Advisors are governed by separate written agreements between the Company and the client.


Nothing on this website constitutes an offer, solicitation, or guarantee of financial performance or results.


Intellectual Property


All content on this website, including but not limited to:


Text

Graphics

Logos

Images

Branding

Website design

Downloads

Documents


is the property of Willow Oak Advisors or its licensors and is protected by applicable intellectual property laws.


Unauthorized use, reproduction, or distribution is prohibited.


Third-Party Links


This website may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, or content of those external sites and do not endorse them.


Your use of third-party websites is at your own risk.


Disclaimer of Warranties


This website and its contents are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.


We do not guarantee that:


The website will always be available or error-free

Information on the website is complete, accurate, or current

The website is free from viruses or harmful components


To the fullest extent permitted by law, Willow Oak Advisors disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose.


Limitation of Liability


To the fullest extent permitted by law, Willow Oak Advisors shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:


Your use of this website

Reliance on information provided on the website

Website interruptions or technical issues

Unauthorized access to or alteration of your information


Your sole remedy for dissatisfaction with the website is to stop using it.


Indemnification


You agree to indemnify and hold harmless Willow Oak Advisors, its owners, employees, affiliates, contractors, and representatives from any claims, damages, liabilities, costs, or expenses arising from your use of the website or violation of these Terms.


Privacy


Your use of this website is also governed by our Privacy Policy.


Governing Law


These Terms shall be governed by and interpreted in accordance with the laws of the applicable state in which Willow Oak Advisors operates, without regard to conflict of law principles.


Changes to These Terms


We reserve the right to modify these Terms at any time without prior notice. Updated versions will be posted on this page with a revised effective date.


Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.


Contact Information


If you have questions regarding these Terms of Service, please contact:


Willow Oak Advisors

Website: www.willowoakadvisors.com